Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.
Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Rick E compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.
Call (505) 250-2379 to get started. You can also email rschmille@NEXALending.com.
Rick E Schmille, The Mortgage Grandfather at NEXA at NEXA Lending. NMLS #212841. Call (505) 250-2379.
Rick E Schmille is a The Mortgage Grandfather at NEXA at NEXA Lending (NMLS #212841). Expert mortgage loan originator in New Mexico helping first-time buyers, refinancing, and home purchases. Licensed #212841. Call (505) 250-2379 today.
Rick E Schmille is licensed to provide mortgage services in New Mexico.
Rick E Schmille offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in New Mexico. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (505) 250-2379 and email rschmille@NEXALending.com to get started or ask about current mortgage rates and pre-approval.
Rick E Schmille's NMLS license number is 212841. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Rick E Schmille will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.