Mortgage Questions Answered

Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.

Rick E Schmille, The Mortgage Grandfather at NEXA at NEXA Lending. NMLS #212841. Call (505) 250-2379.

Frequently Asked Questions

Who is Rick E Schmille?

Rick E Schmille is a The Mortgage Grandfather at NEXA at NEXA Lending (NMLS #212841). Expert mortgage loan originator in New Mexico helping first-time buyers, refinancing, and home purchases. Licensed #212841. Call (505) 250-2379 today.

What areas does Rick E Schmille serve?

Rick E Schmille is licensed to provide mortgage services in New Mexico.

What services does Rick E Schmille offer as a mortgage loan officer?

Rick E Schmille offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in New Mexico. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Rick E Schmille?

You can call (505) 250-2379 and email rschmille@NEXALending.com to get started or ask about current mortgage rates and pre-approval.

What is Rick E Schmille's NMLS number?

Rick E Schmille's NMLS license number is 212841. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Rick E Schmille?

Getting pre-approved is simple: share your income, assets, and credit details, and Rick E Schmille will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.